Wal-Mart and Healthcare: What Happens When We Focus on the "Average"

Recent legislation enacted by the State ofaverage time spent on cold calling was an hour
Maryland forces employers with more thanper day. They were also very pleased to learn
10,000 employees to spend a minimum of 8% onthe number of prospects and hour of cold calling
health care. Known as the Wal-Mart law, becausewould unveil. Dollar signs pierced their cranium as
Wal-Mart is the only employer in the state directlythey thought about the prospects to their agency.
affected by the law, it seeks to recoup dollarsObviously it had to be mandated that every
the state contends Wal-Mart is costing theiragent spend an hour a day, preferably between 9
Medicaid fund. Thirty other states are consideringand 10 each morning.In the case of my client this
similar legislation.The 8% figure was arrived atcold call period was a time that he normally was
because that is the "average" being spentintensely involved in networking. The demand of
nationally by large corporations.Throughout thebeing in the office to make the cold calls required
years, Wal-Mart worked very hard at keepingthat he spend his primetime at networking to
prices low. As an executive with Kmart, I metmake cold calls. His talents and personality lent him
Wal-Mart executives at many conferences andtowards networking. In fact he was excellent at
seminars. With every product they sold theirnetworking. However he struggled with cold calling.
desire was to find a way to increase efficienciesActually "struggled" is too mild a word. He hated
so that they could reduce the cost of every itemcold calling. He came off as cold, scripted, and
they sold. Most of the efficiencies were in theuncaring. He rarely was able to close a deal when
distribution channel, however at the same timethe initial contact was via cold calling.On the other
they were finding ways to keep overhead low.hand, while networking he was in his comfort
One such way was to keep employee costszone. He was able to get strong leads and even
down.The mystique of Wal-Mart and how theyencourage the lead-givers to introduce them to
grew to be the universe's largest business, withthe prospect. Once he had to take his time away
an economy greater than all but 20 nations, isfrom networking to make cold calls he fell from
that Wal-Mart is consistently the lowest pricedbeing one of the top five salespeople in his office
retailer. This means that from a percentageto a bottom dweller. Sure his cold calling was now
viewpoint Wal-Mart is spending less on manyat the average of one hour a day. However it
items including total employee cost, the cause towas his networking that put black ink on the
move merchandise, the cost to transportbottom line.The sad part is that the agency
merchandise, expenditures on real estate, andthought they had a win-win. The cold call average
much more. Once any of those elements changeswent up. Because they were focused on the cold
significantly, Wal-Mart must seek another way tocalling, they did not realize that his sales had gone
keep prices low or to raise prices.The latter isdown. What they thought was a success was a
what the Wal-Mart attackers are seeking. Thefailure in my client's eyes. Soon he became
two largest groups battling Wal-Mart arediscouraged and moved to a different
comprised of individuals from organizations thatcompany.ConclusionWhen we focus on the
have much to gain if employees are unhappy or ifaverage, we tend to focus on the fact that we
Wal-Mart prices were higher. By raising Wal-Mart'sare improving below average statistics. We tend
expense on health care Wal-Mart will be distractedto overlook that we are also reducing the
by finding other ways to keep their prices low.performance of our best performers. So it is with
The hope is they will be unable to do so, makingevery aspect of an organization. We must look at
Wal-Mart a less fierce competitor.Obviously ifthe entire picture. If we do not look at the total
Wal-Mart is large enough to be Maryland's onlypersonality of our organization, our competitors,
large employer spending less than the average,and most importantly our people, we will
once they begin to spend the average, theconstantly be seeking to drive to the average. If
average will go up. To be consistent this wouldsuccessful we will be just that, average. The bad
require new legislation to raise the threshold, thusnews is that inter-organizational and interpersonal
creating a never ending cycle.The sport of hatingcompetition does not allow those that are
Wal-MartIn some circles, hating Wal-Mart hasaverage to be successful. To succeed one must
become a sport. However this overlooks recentbe above average, particularly in the areas that
studies that have shown the American economyour customers and employers are most
has a lot to be thankful for when it comes to theinterested.In the case of Wal-Mart and healthcare,
mega-retailer. The studies show that Wal-Mart hasif Wal-Mart spends more on health care than the
been instrumental in keeping consumer prices lowaverage, the average will be driven up. Then using
across the board. Certainly Wal-Mart is thethe "average" as the barometer, those below
low-price leader. When Wal-Mart first enters aaverage will come up to average creating a never
town the local mom-and-pop retailers think thatending spiral. Wal-Mart will not give up their price
they must compete with Wal-Mart on a priceleadership, making this game of playing averages
basis. This price distraction is the real culprit whenwith healthcare expenditures will result in higher
it comes to local business failure following theprices for everyone.Rick Weaver is an
Wal-Mart grand opening.As with any businessaccomplished business executive with a wealth of
strategy if you can recognize your competitor'sexperience in retail, market analysis, supply chain
strengths and weaknesses you can develop aenhancement, project management, team building,
plan to overcome those strengths andand process improvement. Building on a strong
weaknesses. There are many things thatretail background, Rick moved to full supply-chain
Wal-Mart will not do. For example, the need forinvolvement, working with hundreds of companies
high volume prevents Wal-Mart from carryingto improve sales, processes, and bottom-line
specialty products. Local retailers with the insightresults.As Rick's interaction in varied industries
to focus on the consumer need Wal-Mart cannotexpanded, he became troubled as he increasingly
meet are the local retailers that thrive off of thenoticed that people and companies had untapped
increased traffic created by the low-priceor unfocused talent.Coupled with Rick's passion for
discounter.Why below average is good fortraining and development, popular style of
salesThere is nothing inherently wrong withinteractive workshops and seminars, and strong
seeking to raise "below average" to "average"desire for continuous improvement, he founded
performance. Sometimes a focus on oneMax Impact Corporation to be singularly focused
"average" may distract an employee or anon helping individuals and organizations achieve high
organization from another "average", or even anperformance.Rick is a popular speaker at
"above average".Last year I was coaching aseminars, workshops, and conferences. He has
financial planner. His organization noted that not allspoken in 43 states, including Alaska and Hawaii,
of their planners were doing their cold calling toand in Canada and Puerto Rico. He is available to
find new clients. Their research showed that thespeak at groups of all sizes.